Mutual funds, minus the confusion

Grow wealth the patient way.

No jargon. No hot tips. Just simple, disciplined SIP investing in carefully chosen mutual funds — the way wealth has always actually been built.

Free account · Paperless KYC · Direct debit from your bank

How it works

Three steps. Ten minutes. A lifetime habit.

Everything happens on your phone, and your money always sits with the fund house — never with us.

Answer five questions

Your goals, your timeline, your comfort with ups and downs. That's all we need to point you in the right direction.

Pick a basket

Curated collections of mutual funds matched to a goal — a first home, a child's education, retirement, or simply beating inflation.

Set it and forget it

Your SIP auto-debits every month. We nudge you when it's worth reviewing — and stay quiet when it isn't.

Goal baskets

Invest in a goal, not a ticker.

Each basket is a ready mix of mutual funds built around one life goal, reviewed periodically by our team.

Long horizon

The Slow Cooker

Equity-heavy basket for goals 10+ years away. Let compounding do the heavy lifting.

Min SIP ₹500 / month
Balanced

The Steady Climb

A blend of equity and debt funds for 5–10 year goals like a home down payment.

Min SIP ₹1,000 / month
Short & safe

The Rainy Day

Low-volatility debt funds for emergency corpuses and goals under 3 years.

Min SIP ₹500 / month
SIP calculator

Small monthly. Big eventually.

Drag the sliders to see what a steady monthly habit can grow into. Projections assume the annual return you choose, compounded monthly — real returns will vary.

Projected value ₹25.2 L You'd invest ₹9.0 L in total
"The market rewards patience more reliably than it rewards intelligence."
— Guru note #12
Questions

Asked often, answered plainly.

Is my money safe with WealthyGuru?

Your money never touches our account. It moves from your bank directly to the mutual fund house through the exchange/RTA infrastructure, and your units are held in your own folio in your name. If we vanished tomorrow, your investments would be unaffected.

What does it cost?

Opening an account and using the platform is free. We may earn a distribution commission from fund houses on regular plans, which is already built into the fund's expense ratio — you never pay us separately.

Can I stop or change my SIP anytime?

Yes. Pause, increase, decrease, or stop any SIP from the app in a couple of taps. There are no lock-ins except where the fund itself has one (like ELSS tax-saver funds, which have a 3-year lock-in).

Do you guarantee returns?

No one honestly can. Mutual fund investments are subject to market risks. What we promise instead is discipline: sensible fund selection, goal-based allocation, and fewer reasons to panic.

The best month to start was last month. The second best is this one.

Set up your first SIP in about ten minutes.

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